What To Do In The Event Of An Accident
Jun06

What To Do In The Event Of An Accident

If you’re unlucky enough to be involved in a car accident, here are the steps you need to take to deal with it quickly and smoothly.

It’s not a nice thought, but car accidents happen and it’s important to know what to do if you’re caught up in one, other than calling an Orlando auto accident lawyers. If you take the right steps immediately after a car accident, you can stop a bad situation from getting worse and help to make sure your car insurance claim is paid out without a hitch.

What to do immediately after a car accident

Stop

However minor you think a car accident is, you must stop. In fact, failing to do so is an offence under the Road Traffic Act. You should make sure your car’s engine is switched off and then turn 2477374996_0d95848ca0_b (1)your hazard lights on to alert other road users to your presence. Call 999 or 101 Take a look around. If anyone has been injured in the car accident you should call the police (and an ambulance if necessary) as soon as possible.

The police should also be called if the car accident is blocking the road or if you feel there was foul play involved –  if you suspect you’re a victim of a ‘crash for cash’ scam, for example, where a driver deliberately causes an accident to make a fraudulent insurance claim. A dash cam can help you avoid falling victim to crash for cash scams. However, be sure to pick the right one, or you may be left with low-quality footage that won’t help prove what happened. Read dash cam reviews to find out the models that are recommended.

Giving details after a car accident

When you’re involved in a car accident you’re obliged to give your name and address to anyone else involved. You should stop and give your details if you crash into something on or near the road even if there aren’t any other people involved. If you hit a parked car, for example, you should leave your details on the windscreen. Avoid saying sorry or accepting blame for the accident until you know precisely what happened as it could count against you later on. Car accidents should also be reported to the police within 24 hours. Failure to do so could result in a fine, penalty points or even disqualification.

Collecting details after a car accident

If possible, you should collect names, addresses and contact details from any drivers, passengers and witnesses. Ask the other drivers involved for their car insurance details and try to establish whether they are the registered keeper of their vehicle. If they aren’t, find out who is and make a note of their name and address. Call 999 straightaway if someone leaves the scene of the car accident without giving their details

You may find it useful to take photos of the car accident for use as evidence. Some drivers carry disposable cameras for this purpose, but most modern mobile phones will take good enough shots to help you remember important details.

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What Is An Autoclave?
Jun01

What Is An Autoclave?

Understanding how medical instruments are cleaned is an important part of working in the industry. With medicine as advanced as it is now, it’s easier to employ large companies to provide medical cleaning solvents like envirotech-europe.com than try and have hospitals individually clean every instrument they have for their surgeries. Using an autoclave to sterilise equipment is standard and this is how you use them:20780035240_2216dda01f_k

  • Choose a cycle on the autoclave machine. Autoclaves use high temperature steam omitted at a high pressure over a certain period of time to sterilize medical objects. This works by killing the microorganisms through time, heat, steam, and pressure. There are different settings on an autoclave machine that work for different things. Since you have bags of instruments, you should use the fast exhaust and dry cycle. This works best for wrapped items like instruments. Autoclaving fast exhaust will also sterilize glassware.
  • Stack the trays. You need to place your instrument bags onto the trays that go into the autoclave machine. You should stack them in a single row. They should not be on top of one another. The steam needs to get to each instrument in each bag. You need to make sure that all instruments remain apart during the sterilization cycle. Leave space between them to allow steam to circulate.
  • Load the autoclave. Set the trays about 1-inch apart in the machine to permit steam circulation. Don’t overload the sterilizer trays. Overloading will cause inadequate sterilization and drying. You should also make sure the instruments don’t shift and overlap when you set them inside the machine. Place any empty canisters upside-down to prevent accumulation of water
  • Run the autoclave. The autoclave machine should run for a certain period of time at a specific temperature and pressure. Wrapped instruments should be in the autoclave at 250 degrees for 30 minutes at 15 PSI or 273 degrees for 15 minutes at 30 PSI. Once the machines has run, you need to open the door a small bit to let the steam out. Then, run the drying cycle on the autoclave until the instruments are dry. Drying should take about 30 additional minutes
  • Check the tape. After they are finished drying, take the trays of pouches out of the autoclave with sterile tongs. You now need to check the indicator tape on the pouches. If the tape turned the colour according to the manufacturer’s instructions, it’s been exposed to 250 degree or higher heat and considered decontaminated. If the tape does not turn a different colour or you see wet spots inside the pouch, then the process of autoclaving needs to be redone. If they are fine, place them aside to cool to room temperature. Once they are cooled, store them in the pouches in a warm, dry closed cabinet until they are needed. They will remain sterile as long as the pouches are dry and closed
  • Keep a log. Keep a record in a log sheet, using information such as the initials of operator, date the instruments were sterilized, the length of the cycle, the max temperature of the autoclave, and the results. For example, note if the indicator strip turned colour or if you ran a biological control. Make sure you follow your company’s protocol and keep records for as long as you are required. Use the right cleaning products from companies such as envirotech-europe.com. Run a biological control test in the autoclave every quarter. A biologic control run is essential to determine if the sterility process is adequate. Place a test vial of the bacteria in the centre of a pouch or on a tray in the autoclave. Next, perform a normal operation. This will test to see if the machine can get rid of the bacteria in the autoclave.
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Using An Autoclave
Jun01

Using An Autoclave

Understanding how medical instruments are cleaned is an important part of working in the industry. With medicine as advanced as it is now, it’s easier to employ large companies to provide medical cleaning solvents like envirotech-europe.com than try and have hospitals individually clean every instrument they have for their surgeries. Using an autoclave to sterilise equipment is standard and this is how you use them:

  • Choose a cycle on the autoclave machine. Autoclaves use high temperature steam omitted at a high pressure over a certain period of time to sterilize medical objects. This works by killing the microorganisms through time, heat, steam, and pressure. There are different settings on an autoclave machine that work for different things. Since you have bags of instruments, you should 20941822216_0bf2fe3619_kuse the fast exhaust and dry cycle. This works best for wrapped items like instruments. Autoclaving fast exhaust will also sterilize glassware.
  • Stack the trays. You need to place your instrument bags onto the trays that go into the autoclave machine. You should stack them in a single row. They should not be on top of one another. The steam needs to get to each instrument in each bag. You need to make sure that all instruments remain apart during the sterilization cycle. Leave space between them to allow steam to circulate.
  • Load the autoclave. Set the trays about 1-inch apart in the machine to permit steam circulation. Don’t overload the sterilizer trays. Overloading will cause inadequate sterilization and drying. You should also make sure the instruments don’t shift and overlap when you set them inside the machine. Place any empty canisters upside-down to prevent accumulation of water
  • Run the autoclave. The autoclave machine should run for a certain period of time at a specific temperature and pressure. Wrapped instruments should be in the autoclave at 250 degrees for 30 minutes at 15 PSI or 273 degrees for 15 minutes at 30 PSI. Once the machines has run, you need to open the door a small bit to let the steam out. Then, run the drying cycle on the autoclave until the instruments are dry. Drying should take about 30 additional minutes
  • Check the tape. After they are finished drying, take the trays of pouches out of the autoclave with sterile tongs. You now need to check the indicator tape on the pouches. If the tape turned the colour according to the manufacturer’s instructions, it’s been exposed to 250 degree or higher heat and considered decontaminated. If the tape does not turn a different colour or you see wet spots inside the pouch, then the process of autoclaving needs to be redone. If they are fine, place them aside to cool to room temperature. Once they are cooled, store them in the pouches in a warm, dry closed cabinet until they are needed. They will remain sterile as long as the pouches are dry and closed
  • Keep a log. Keep a record in a log sheet, using information such as the initials of operator, date the instruments were sterilized, the length of the cycle, the max temperature of the autoclave, and the results. For example, note if the indicator strip turned colour or if you ran a biological control. Make sure you follow your company’s protocol and keep records for as long as you are required. Run a biological control test in the autoclave every quarter. A biologic control run is essential to determine if the sterility process is adequate. Place a test vial of the bacteria in the centre of a pouch or on a tray in the autoclave. Next, perform a normal operation. This will test to see if the machine can get rid of the bacteria in the autoclave.
  • Check the results of the control test. Keep the vial at 130-140 degrees for 24-48 hours, depending on manufacturer protocols. Compare this vial to another control vial at room temperature that was not autoclaved. The product inside the non-autoclaved vial should turn yellow to show growth. If not, there may be a problem with the sample vials. If that is the case, repeat the testing. If it still doesn’t change colour, it may be a bad batch of vials and you may need a whole new set.
  • If there is no growth on the autoclaved vial after 72 hours, then sterilization is complete. If you see yellow on the test vial, sterilization has failed. Contact the manufacturer if failure happens and do not continue to use the autoclave. This test should be run every 40 hours of use or once a month, which ever one is sooner. The spore test should be placed in an area that is the most difficult for the steam to reach. Be aware testing standards may vary.
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What Is An Offer In Compromise?
May26

What Is An Offer In Compromise?

IRS tax debt is a serious financial issue that should be quickly addressed. An Offer in Compromise is a settlement on your IRS debts so organising this is very important. If you have a tax debt from past years or have already done your taxes for this year and expect to owe money, you can always find a solution. The solution is not to ignore the debt and seeking the right advice from companies such as genesistaxres.com will help you on your way to tax debt freedom. Don’t be ashamed to seek help; that’s exactly what it is there for! Although the IRS has only ten years to collect on a tax debt, it has many very powerful tools at its disposal during those ten years and it can really take the stress off of you if you just deal with the debt now and fast than leave it. Possible solutions can8569104940_2e41c9cf11_o include personal loans and savings, arranging instalment agreements to arrange a payment plan for your tax debt and an offer in compromise.

If you owe an IRS tax debt, the best solution is to borrow funds or use savings to pay it. Better to pay that in full and repay a loan company or rebuild savings than have a blemish on your credit. By paying the full balance when it’s due, the amount you owe will be much lower than if you request one of the IRS payment options, which will include penalties and interest. If you borrow against your home to pay the IRS tax debt, the interest you pay may actually be tax deductible. Be careful when considering drawing on a retirement fund to pay the debt as it could very well lead to additional taxes being owed. Check with a professional and the retirement plan administrator whenever you consider taking money from a retirement plan.

If you prepare your taxes before the deadline and realise you will be owing the IRS tax, you can file for an extension of time to pay. Depending on your individual circumstances, the extension can be anywhere from thirty to one hundred and twenty days. Pay as much as you can early to reduce the late-pay penalties and interest owed. Filing an extension will protect you from the late filing penalties which are severe.

If you are experiencing financial hardship or other personal hardship like illness or a loss of financial records due to natural disaster, the IRS may grant a temporary delay of payment of your tax debt. In some cases, penalties may also be waived, but interest usually applies. You must contact the IRS to request the delay and the sooner you do this the sooner you can be helped. There are a lot of ways to get help when you encounter a tax debt and if you act quickly you can get this help sorted out long before any major penalties are handed to you.

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How You Can Get Rid Of House Pests
May22

How You Can Get Rid Of House Pests

15493285710_9f1d209e6c_oDid you know that there are over 2000 species and subspecies of flea? And did you know these fleas can live in the deepest part of carpets? Fleas have adapted themselves well in all types of terrains and regions, so their effects are seen anywhere and everywhere. They are parasitic in nature and feast on warm-blooded animals like mammals and birds. If you have a cat or a dog and you haven’t de-flead your animals you can pretty much guarantee that you will have in infestation soon enough. Pet owners know if you see one flea, there will be two and if you see two there will be an infestation. Fleas lay eggs inside mattresses, curtains and into carpet fibres and those eggs lay dormant. Pets bedding can be a hot bed for flea growth and the thicker the carpet the harder it is to clean. If you can hire in a company like servicemasterclean.co.uk you can have your carpets and upholstery regularly cleaned and having clean carpets can keep pests at bay.

Fleas have a distinct characteristic of hopping to host itself in furry animals like dogs and cats but they can also feast on the blood of us humans and that is never good.

Hidden safely under the hosts’ coat and deriving nutrition from its blood, the female lays huge numbers of eggs. When the host animal moves around, these eggs are dropped off in surroundings.

Riding on these pets means they can get around a lot and they hide in the fluff of carpets, furniture, bedding and gardens. Here it completes its four stage life cycle from a larva to a full grown flea.

Getting rid of these pesky insects is a challenge that can be countered only with a holistic approach of closing all the possible avenues of its entry in a home.

This includes a thorough house cleaning, bathing your pets regularly, and using chemical or natural treatments to exterminate these insects. Doing this once is not enough, regularly repeating the same process of extermination is essential.

First and most important thing to tackle this situation is to get rid of flea in your home by adopting some easy and natural methods. There are certain natural methods you can use other than companies like servicemastercleandevon.co.uk and one of those is planting pennyroyal in your home or garden, but be careful if you have kids and pets around. They must not touch or eat this dangerous plant as while it can kill bugs it can make them very sick. Boric acid is a well-known repellant for cockroaches and other kitchen insects. It is equally effective for fleas too. Sprinkle boric acid on carpets and upholstery after a thorough vacuum and leave it there for 10-12 hours.  Vacuum again for a flea free home and make sure you get right into corners and under furniture.

Fleas have amazing jumping abilities and they can climb on your pet very easily to ride inside your home.

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When Should You Report A Car Accident?
May19

When Should You Report A Car Accident?

If your car is in an accident, you may want to make a claim on your motor insurance. Speaking to a company like www.hoganfrick.com is important! This page tells you what you need to know before you make a claim. And what you can do if the driver is uninsured or won’t give you their details.

Making a claim if you’re in an accident

If you’re in an accident you should:

  • not admit at the scene that it was your fault
  • exchange names and other details with the other drivers and get details of any independent witnesses. If someone refuses to give you their details your insurer may be able to trace them through their vehicle registration number
  • tell your insurer about the accident straightaway, even if you don’t want to make a claim
  • if someone is injured, show your insurance certificate or cover note to the police. If you can’t do this at the scene take the documents to the police station within seven days3951041005_6d96c01ae0_o
  • take photographs that you may be able to later use as evidence if you need to make a claim.

If you have comprehensive insurance

  • If you have a comprehensive policy you should claim from your own insurer, but you may lose your no claims bonus if the insurer can’t recover the money from the other driver’s insurer.
  • You can still claim from the other driver’s insurer for any injuries or losses not covered by your own policy. These are calleduninsured losses and can cover alternative transport while your own vehicle is being repaired, loss of earnings, personal injuries and the excess on your policy.
  • You should keep any losses to a minimum and keep evidence of them. If you need to hire another vehicle it should normally be similar to your own vehicle.
  • To make a claim, get a form from your insurer or write to the other driver or their insurer, giving details of the accident and the other driver’s policy number. Tell your insurer about any independent witnesses and send them witness statements if you can. If you used a broker or agent to buy your policy they may be able to help you. Make sure you keep copies of all documents and letters.

If you have third party insurance

  • You should make a claim against the other driver and allow the insurer to decide who is responsible for the accident. If they say you are responsible you’ll have to pay for repairs to your own vehicle.
  • To claim from the other driver tell them in writing that you want to claim from them. If they were driving a company vehicle, also let the company know what’s happened. You should tell your own insurer that you have done this. The other driver should report the accident to their own insurer. You can find out if the other driver has insurance by contacting the Motor Insurance Database
  • If you’ve been in an accident and you receive a letter or claim form from the other driver or their insurer forward this to your own insurer.
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What Is An Autoclave?
May09

What Is An Autoclave?

 

Understanding how medical instruments are cleaned is an important part of working in the industry. With medicine as advanced as it is now, it’s easier to employ large companies to provide medical cleaning solvents like www.envirotech-europe.com than try and have hospitals individually clean every instrument they have for their surgeries. Using an autoclave to sterilise equipment is standard and this is how you use them:20780035240_2216dda01f_k

  • Choose a cycle on the autoclave machine. Autoclaves use high temperature steam omitted at a high pressure over a certain period of time to sterilize medical objects. This works by killing the microorganisms through time, heat, steam, and pressure. There are different settings on an autoclave machine that work for different things. Since you have bags of instruments, you should use the fast exhaust and dry cycle. This works best for wrapped items like instruments. Autoclaving fast exhaust will also sterilize glassware.
  • Stack the trays. You need to place your instrument bags onto the trays that go into the autoclave machine. You should stack them in a single row. They should not be on top of one another. The steam needs to get to each instrument in each bag. You need to make sure that all instruments remain apart during the sterilization cycle. Leave space between them to allow steam to circulate.
  • Load the autoclave. Set the trays about 1-inch apart in the machine to permit steam circulation. Don’t overload the sterilizer trays. Overloading will cause inadequate sterilization and drying. You should also make sure the instruments don’t shift and overlap when you set them inside the machine. Place any empty canisters upside-down to prevent accumulation of water
  • Run the autoclave. The autoclave machine should run for a certain period of time at a specific temperature and pressure. Wrapped instruments should be in the autoclave at 250 degrees for 30 minutes at 15 PSI or 273 degrees for 15 minutes at 30 PSI. Once the machines has run, you need to open the door a small bit to let the steam out. Then, run the drying cycle on the autoclave until the instruments are dry. Drying should take about 30 additional minutes
  • Check the tape. After they are finished drying, take the trays of pouches out of the autoclave with sterile tongs. You now need to check the indicator tape on the pouches. If the tape turned the colour according to the manufacturer’s instructions, it’s been exposed to 250 degree or higher heat and considered decontaminated. If the tape does not turn a different colour or you see wet spots inside the pouch, then the process of autoclaving needs to be redone. If they are fine, place them aside to cool to room temperature. Once they are cooled, store them in the pouches in a warm, dry closed cabinet until they are needed. They will remain sterile as long as the pouches are dry and closed
  • Keep a log. Keep a record in a log sheet, using information such as the initials of operator, date the instruments were sterilized, the length of the cycle, the max temperature of the autoclave, and the results. For example, note if the indicator strip turned colour or if you ran a biological control. Make sure you follow your company’s protocol and keep records for as long as you are required. Use the right cleaning products from companies such as envirotech-europe.com. Run a biological control test in the autoclave every quarter. A biologic control run is essential to determine if the sterility process is adequate. Place a test vial of the bacteria in the centre of a pouch or on a tray in the autoclave. Next, perform a normal operation. This will test to see if the machine can get rid of the bacteria in the autoclave.
Read More
The Importance of Boat Insurance
May09

The Importance of Boat Insurance

There’s really nothing quite as exhilarating as boating and it really isn’t any wonder that people choose to participate in being on the water. The wind in their hair, the scent of the salty sea, it’s all something that is a dream for most. Companies like www.brownellsystems.com will be able to advise you on the best boat insurance and unless you are moving to the middle of the desert boat owners should understand how marine insurance differs from that of your basic car insurance.

8181890187_c0919fc8a2_kOne goes by land, the other by sea and there are variations beyond the basic coverages common to both and even ‘boat and yacht’ policies can vary between specialist boat insurance companies. It’s complicated at the best of times so doing your research and ensuring that you know exactly what you’re getting is important. Liability and physical damage coverage form the core of any marine policy and the difference? Liability coverage covers your legal obligations to third parties due to injury, loss of life and damage to property. Physical damage coverage reimburses for damage to the boat and its machinery. The best one you can get is an ‘all risk’ which covers any cause of loss not specifically excluded in the policy such as wind storms, vandalism and collisions with a dock.

It’s easy to feel over your head when you are choosing the right insurance for your boat and if you are new to boating you may be under the impression that your homeowners insurance will magically stretch to cover your boat. It actually won’t in most cases and while most homeowner policies will have a minimal amount of coverage for really small boats with either no engine or a small one, like a sailboat. Your boat has nothing to do with your home so you need to be covered with the right insurances. Your home isn’t mobile so your boat, like your car, can go anywhere. It requires a difference policy for that reason. Other marine coverages you can get can include medical payments which pays your first aid, ambulance and hospital bills in case of accident. This can also cover any injured passengers on your boat. Companies like www.brownellsystems.com can advise you that towing and assistance policies in your insurance that pays for emergency assistance with boat towing, emergency repairs while underway or fuel delivery at sea.

The costs of your insurance depends on several factors including the value of the boat, its length, age and the type of boat itself. When you shop for boat or yacht coverage you need to make sure you compare quotes and speak to experts in marine insurance as insurance agents outside the field often lack the right expertise in providing adequate protection for seagoing captains. Did you know your bat is covered when it’s out of the water, except not by your boat policy? When the boat is attached to a car or truck, you are covered by car insurance policy if you back into anyone. Any time you are trailering something, the car policy overrides the thing you are trailering. The bad news there is that it is covered solely by car insurance so there are limits. A yacht policy that will usually pay for loss of life for example, won’t pay out if life is lost while it’s out of the water.

Read the fine print, dot the I’s and cross the t’s because you’ve just learned complicated policies!

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